Bentley Financial Services (2022)

Bentley is the smart choice. Bentley Financial Services makes it even smarter.

Every Bentley is extraordinary. And with Bentley Financial Services, driving away in one couldn't be simpler.

We offer flexible lease and financing options that vary in length and payment structure. And when you have found the program that is right for you, Bentley Financial Services makes the whole experience seamless.

Our finance programs1 and services are designed with the utmost attention to detail. Just like the cars themselves.


1 All programs are subject to credit approval.
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Minimize your cash outlay with Bentley Leasing.

The Bentley Lease is a smart alternative to a cash purchase or traditional financing. With flexible terms, mileage options, and no required security deposit, the Bentley Lease can be customized to meet your driving habits. In addition, the Bentley Lease offers established lease-end residual values and protection against downside risk on resale value at lease maturity.

Furthermore, if your vehicle is deemed a total loss resulting from an accident or theft, Bentley Financial Services will waive the balance between the insurance settlement and the remaining balance owed on your lease3, leaving you free to focus on leasing your next Bentley.

For complete details, please speak to your Bentley dealer.


Why it's smart to lease your Bentley:

  • Flexible terms to fit your driving habits
  • No security deposit
  • Potential tax benefits (consult your tax professional)
  • Attractive insurance-deductible requirements
  • Cash preservation
  • Constant warranty coverage4
  • No concerns over resale value


Even more freedom with a Single Pay Lease.

The Single Pay Lease can be a strategic alternative to an outright cash purchase. It provides all the benefits of a conventional lease while allowing you to bypass the cycle of check writing that accompanies the conventional lease experience.

Contact your Bentley dealer for more details on the Single Pay Lease option best suited to your needs.


3 You would still be responsible for your insurance deductible, any past due payment and any other fees that have been billed to your Bentley Financial Services account.
4 If the lease term coincides with the length of the manufacturer's coverage.

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Own your Bentley with Bentley Retail Financing.

To own a Bentley is to possess something extraordinary. And Bentley Retail Financing gives you a simple way to make that happen.

We offer an extensive array of finance terms that can help you spread the cost of your vehicle over the course of time most appropriate for your needs - 84 months in selected cases. Upon completion of the finance obligations, your title becomes free and clear.


Minimal cash outlay.

Often, no initial cash payment is required up front, and many initial costs can be included in your finance contract. Which makes owning a remarkable Bentley even easier.


Take Premium Advantage.

Bentley Retail Financing enables higher standard insurance deductibles than commonly required with other finance programs. A higher deductible typically enables you to reduce your insurance premiums.

Financing is also available on Pre-Owned Bentley models up to 10 model-years old. Ask your Bentley dealer for details on all retail financing options.

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Bentley Protection Plan Products

The Bentley Protection Plan2 is designed to help you to maintain your Bentley to the high standard by which it was crafted and built. This optional coverage offers peace of mind for every moment you are behind the wheel.

Explore the features of the Bentley Protection Plan. For more information on Bentley Financial Services products available within the United States, contact your dealer.

2 Bentley Protection Plan Products are not available in all states. Contact your Bentley dealer for details on Bentley Protection Plan Products.

Maintain gravitas.

Tires and wheels are the only parts of your Bentley that touch the road. Unfortunately, they also come in contact with road hazards such as glass, nails, potholes, and debris. In the event road hazards cause damage to tires or wheels, we offer protection to get you back on the road and enjoying the Bentley experience.

Available on new, pre-owned, and Certified Pre-Owned Bentley vehicles at the time of vehicle purchase or lease only.


Premier Tire & Wheel Protection coverage includes:

•Replacement of the tire if structurally damaged due to a road hazard, including glass, metal, potholes, debris, nails, etc. (includes tires with run-flat technology); tires are never plugged or patched

•Replacement of a wheel if road hazard damage prevents the wheel from sealing to the tire and maintaining the tire manufacturer’s air pressure specifications

•Costs associated with the replacement of the tires and/or wheels, plus approved labor charges including mounting, balancing, valve stems, tire disposal, and taxes

•Towing expenses reimbursed up to $250 in the event of road hazard damage

•Transferable if you sell your vehicle to a private party

•$100 deductible per tire replacement

•$250 deductible per wheel replacement


Cosmetic Repair coverage includes:

•Cosmetic wheel repair for damage such as nicks and scrapes

•Cosmetic wheel repair is limited to sanding, painting, or refinishing the wheel without the need to apply additional material or bend/straighten the wheel

•Cosmetic wheel repair is limited to a total of 8 individual wheel repairs during the Agreement term


Coverage exclusions and limitations may apply5:

•Damage to tires with less than 3/32" tread depth at the lowest point on the tire at the time of damage

•Cosmetic damage to tires

•Damage caused by vandalism, theft, or driving with low or no tire pressure

•Repairs made without prior authorization

•Damage caused by road conditions (such as uneven lanes or metal plates) found in construction zones or construction sites

•Failures from normal wear and tear, improper wear, or dry rot

Your tires and wheels will be replaced using original equipment manufacturer (OEM) and OEM–approved tires and parts. Your coverage is not restricted by vehicle mileage and will continue even if you replace your tires.


If damage occurs:

•Nationwide service available at all participating authorized Bentley dealers or other authorized repair facilities

•Replacement parts will be covered for the remainder of the Agreement term6

The optional Bentley Premier Tire & Wheel Protection is available for purchase as a stand-alone product or with the Bentley Multi-Coverage Protection Packages.


5 Additional exclusions and limitations may apply. Please see your Agreement for specific coverage details, including limitations and a complete list of exclusions.
6 Replacement tires must meet vehicle manufacturer’s specifications.

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Return your Bentley to rare form.

Besides being unsightly, dents can greatly reduce the resale or trade-in value of your vehicle. Maintaining the value and beauty of your vehicle is easy with Bentley Dent Protection, a convenient way to remove door dings and minor dents without repainting.

Available on new, pre-owned, and Certified Pre-Owned Bentley vehicles at the time of vehicle purchase or lease only.


Coverage information:

•Repairs dents and dings that inevitably appear on your vehicle through everyday use

•Dents and dings must be no larger than 4 inches in diameter and be within an accessible area located on a body panel of your vehicle

•Removes door dings and minor dents without harming your vehicle’s factory finish

•Transferable if you sell your vehicle to a private party


Convenient protection.

With your convenience in mind, repairs can be performed at any participating authorized Bentley dealer, your home, or your work.


Comprehensive Coverage:

•No limit on occurrences or claim benefits

• No limit on the number of service calls

• No mileage limitations

• No deductible


Coverage exclusions and limitations may apply7:

•Dents or dings that are larger than 4 inches in diameter

•Dents or dings that cannot be repaired by the paintless dent repair process

•Damage caused by hail

•Repairs that will affect or damage the vehicle’s paint or finish

•Dents or dings that have broken the paint or punctured the vehicle’s metal

•Coverage is limited to vehicles with steel or aluminum body panels

The optional Bentley Dent Protection is available for purchase as a stand-alone product or with the Bentley Multi-Coverage Protection Packages.


7 Additional exclusions and limitations may apply. Please see your Agreement for specific coverage details, including limitations and a complete list of exclusions.

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Clarity is a quality worth protecting.

Minor chips and cracks can detract from your car’s elegant appearance and obstruct your view of the road. Preserve the most visible aspect of your vehicle with optional Bentley Windshield Protection8.

Available on new, pre-owned, and Certified Pre-Owned Bentley vehicles at the time of vehicle purchase or lease only.


Coverage information:

•Repairs chips and cracks in the front windshield caused by propelled rocks or road debris

•Covers unlimited repairs and one replacement of the front windshield during the Agreement term9

•Transferable if you sell your vehicle to a private party


Convenient protection.

With your convenience in mind, repairs can be performed at any participating, authorized Bentley dealer, your home, or your work.


Comprehensive coverage:

• No limit on the number of repair calls

• No mileage limitations

• No deductible


Coverage exclusions and limitations may apply10:

• Damage to areas other than the front windshield

• Stress cracks

• Damage caused by hail, vandalism, or neglect

• Repairs that will result in an obstruction of the driver’s line of sight

The optional Bentley Windshield Protection is available for purchase as a stand-alone product or with the Bentley Multi-Coverage Protection Packages.


8 Windshield Protection is not available in Arizona and Florida.
9 The Windshield Protection replacement benefit is not available in all states.
10 Additional exclusions and limitations may apply. Please see your Agreement for specific coverage details, including limitations and a complete list of exclusions.

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Grant yourself a genuine sense of security.

Your Bentley key has advanced technology that makes it costly to replace. Bentley Key Protection provides protection, security, and peace of mind whether your keys are lost or damaged.

Available on new, pre-owned, and Certified Pre-Owned Bentley vehicles at the time of vehicle purchase or lease only.


Coverage information:

•If your Bentley keys are lost or damaged, Bentley Key Protection covers the replacement of the vehicle key/remote (up to $800 per occurrence)

•Lockout assistance to unlock the covered vehicle if your vehicle keys are lost, damaged or locked inside your car (up to $100 per occurrence)

•Towing assistance to the nearest registered service facility, or other facility of your choice (up to $250 per occurrence)

•Taxi/rental vehicle/public transportation reimbursement (up to $75 per occurrence)

•Transferable if you sell your vehicle to a private party


Additional benefits11:

•24-hour home lockout assistance to unlock your home includes locksmith reimbursement (up to $100 per occurrence) and house key replacement of up to three house keys ($75 per key replacement)

•Replacement benefit for additional non-programmable keys on the key ring, such as home, RV/trailer keys and office keys (up to $250 per occurrence)

•Emergency message relay for up to three emergency contacts


Comprehensive coverage:

• No mileage limitations

• No deductible


Coverage exclusions and limitations may apply12:

•If you did not receive two (2) master keys at the time of sale or lease of the vehicle

•If your keys are covered by the manufacturer’s, repairer’s, or supplier’s warranty or recall

•Any replacement keys made without prior authorization

The optional Bentley Key Protection is available for purchase as a standalone product or with the Bentley Multi-Coverage Protection Packages.

Key Protection may not be available for purchase in all dealerships. Please see your authorized Bentley dealer for more information.


11 Key Protection Additional Benefits may not be available in all states.
12 Additional exclusions may apply. Please see your Agreement for specific coverage details, including limitations and a complete list of exclusions.

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Perfection deserves to be preserved.

Bentley Financial Services offers a suite of optional protection products to help keep your Bentley vehicle looking its best and performing even better. This way, you can drive with confidence knowing you have coverage that will help maintain your vehicle’s appearance, performance, and value for years to come.

Coverage terms are available for up to seven years, and monthly payment options are available if you include the plan or product price in your auto financing. Ask your authorized Bentley dealer about the Bentley Protection Plan and choose the coverage that is right for you.


Silver Package.

•Premier Tire & Wheel Protection

• Dent Protection


Gold Package.

•Premier Tire & Wheel Protection

• Dent Protection

•Windshield Protection13


Platinum Package.

•Premier Tire & Wheel Protection

• Dent Protection

•Windshield Protection13

•Key Protection14

NOTE: Available packages vary by state. Please see your dealer for more information.


13 Windshield Protection is not available in Arizona and Florida.
14 Key Protection may not be available for purchase in all dealerships.

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Protect your investment.

What is GAP?

In the event your Bentley is declared a total loss due to an accident, theft, or natural disaster, your insurance company might reimburse you only for your vehicle’s assessed value. As a result, there could be a significant gap between what your insurer pays and the balance you owe on your retail installment sales contract plus your insurance deductible.

Bentley Guaranteed Auto Protection (GAP) safeguards you by waiving the difference between your primary insurance settlement and the outstanding balance on your vehicle’s financing.

Available on new, pre-owned, and Certified Pre-Owned vehicles financed through Bentley Financial Services Retail Installment Sale Contracts at the time of vehicle purchase only.

Considering the common risks associated with theft, collision, and natural disasters, Bentley GAP can help put retail installment sales contract deficiencies and insurance deductibles behind you in the event of a total loss15.


Coverage information:

•Waives covered losses up to $50,000

•Includes coverage for your insurance deductible up to $1,50016

•Covers Retail Contract balance/amount financed up to 125% of the vehicle's MSRP/NADA value

•Available on Retail Contract terms up to 84 months

• GAP Plus benefit (not available in all states) of a $1,000 credit towards the purchase/lease of a replacement vehicle at the authorized selling dealer.17


How GAP protects your investment.

Here is an example of how Bentley GAP might cover a vehicle declared a total loss:

Outstanding Retail Contract balance
$200,000

Insurance assessment of vehicle's Actual Cash Value17, less $1,500 deductible16
$175,000

Your potential expense
$25,000

Waived by GAP
-$25,000

Amount you owe
$0


Coverage exclusions and limitations may apply18:

• Any amount or term exceeding the program maximums

• The following deductions taken by the primary insurer: prior damage, salvage, missing items, excess towing, custom equipment, and storage

• Total losses resulting from the customer’s dishonest, fraudulent, or illegal acts (such as DUI), or those committed by the customer’s family member or other person acting under the customer’s authority

• Vehicles used for competitive driving, racing, or a prohibited commercial purpose

• Leased vehicles or balloon loans


15 Please refer to your GAP Waiver Addendum for details. Programs vary by state. Maximum eligibility limits and certain exclusions apply. Note that you remain responsible for any past-due payments, late fees, and other charges on your retail installment sales contract.
16 Insurance deductible coverage is not available in Alaska and New York.
17 The GAP Plus Benefit is not available for purchase in AK, CO, FL, GA, KS, NE, NY, TN, TX, or WV, consult your Bentley dealer. The GAP Plus Benefit is valid only at your authorized selling dealer in the form of a $1,000 credit toward the purchase/lease of a replacement vehicle after a Waiver Benefit has been approved. Please see your Addendum for details..
18 Additional exclusions and limitations may apply. Please see your Addendum for specific coverage details, including limitations and a complete list of exclusions.

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End your lease with ease.

Leasing your Bentley should be an exciting, carefree experience. And Bentley Lease-End Protection19 makes turning in your vehicle at lease-end smooth and simple by waiving up to $7,500 of covered excess wear charges.

Lease-End documents are obtained on your behalf, and coverage benefits are automatically reconciled on your Maturity Bill20. Now you can relax and enjoy your Bentley knowing you are protected from unexpected costs at the end of your lease.

Available on new, pre-owned and Certified Pre-Owned Bentley vehicles at the time of vehicle lease only.


Coverage information:

•Waiver of covered excess wear charges up to $7,500 (does not include excess mileage charges)

• No deductible

•Certain missing parts covered up to $250 total

•Certain tire-related excess wear charges, in the aggregate, waived up to $1,000

Bentley Lease-End Protection allows for your vehicle to be turned in at any time prior to your original scheduled termination date. Benefits will also apply up to 12 months after the original scheduled termination date. This worry-free product is transferable if your lease agreement is assumed by a private party and no other terms of the lease agreement are modified.


What is covered:

• Paint wear and exterior surface dents

• Scratches, chips, pits, or cracks

• Discoloration, stone bruises, and sand damage

• Front and rear windshield and side glass chips

• Interior upholstery surface rips, tears, stains, and spotting

• Carpet rips, tears, stains, and spotting

• Head lamps and tail lamp assemblies

• Tail turn signal and brake light bulbs

• Side and rearview mirrors (glass, surface, and mechanical/electrical)

• Door, trunk, and hatch handles

• Front and rear door, hatch, and tailgate seals

• Bumpers, bumper covers, step bumpers, and surrounding bumper trim

•Badges and body insignia

• Factory audio equipment, speakers, and systems

• Navigation/display screen

• Entertainment screens

• Mufflers and tail pipes

• Convertible tops, including trim and moldings


Coverage exclusions and limitations may apply21:

•If your vehicle is used for competitive driving, racing, or a prohibited commercial purpose

•Any itemized Excess Wear charge that exceeds $1,500

•Any tire-related Excess Wear charges that, in the aggregate, exceeds one thousand ($1,000) dollars

• Any charges caused by your wrongful or intentional acts

• Excess mileage charges

• Missed scheduled maintenance charges

•Repairs performed prior to lease agreement termination

• Alteration charges


19 Lease-End Protection is not available in New York.
20 The Maturity Bill is a summary of charges for excess wear and mileage presented at the end of a lease term.
21 Additional exclusions and limitations may apply. Please see your Limited Waiver Addendum for specific coverage details, including limitations and a complete list of exclusions.

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Maintain your masterpiece masterfully.

Even with the reputation for quality and reliability that Bentley has, your vehicle still requires routine scheduled maintenance. Bentley Prepaid Maintenance offers you a convenient way to keep your Bentley vehicle running smoothly.

•Purchasing tomorrow’s maintenance at today’s prices

•Prepaid scheduled maintenance is designed to precisely follow the intervals recommended by the factory

•Peace of mind knowing your scheduled maintenance for your Bentley is covered

•Monthly payment option when you include the Bentley Prepaid Maintenance Plan in your auto financing


Plans that fit the way you drive.

Flexible plan options are available to match your driving habits and Bentley’s factory-recommended service schedule for your vehicle up to 5 years or 50,000 miles, whichever comes first. Ask your authorized Bentley dealer for more information about the plan that is right for you.


Bentley-backed maintenance you can trust:

• Coverage of scheduled oil and oil filter changes

• Spark plug changes

• Multipoint inspections

• Brake fluid changes

• Services performed by factory-trained technicians using Bentley genuine parts

• Nationwide service available at all participating authorized Bentley Dealers or other authorized repair facilities

• Transferable if you sell your vehicle to a private party

Trust and peace of mind that you deserve. Available on new, pre-owned, and Certified Pre-Owned vehicles at the time of vehicle purchase or lease, or in the service lane.


Coverage exclusions and limitations may apply22:

• Covered services that are performed by a dealer or repair facility other than an authorized Bentley dealer or authorized repair facility

• Covered services that are not performed within 5,000 miles or within 6 months of the scheduled service interval

• Costs of mechanical breakdown repairs, whether or not the repairs are associated with a covered service

• Hoses, brake pads and linings, wheel alignment and balancing, tires, or wiper blades


22 Additional exclusions and limitations may apply. Please see your Agreement for specific coverage details, including limitations and a complete list of exclusions.

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Limitations and exclusions apply. The purchase of Bentley Protection Plan products are optional. Coverage may vary by Agreement and state. Please refer to the applicable product Agreement for details of terms and conditions.
Service or repairs not covered by the plan are the customer’s responsibility, even if additional services are recommended by the dealer or revealed by inspections covered by the plan. Consult the vehicle’s scheduled maintenance guide for factory recommended service intervals.
The Obligor/Administrator of the Premier Tire & Wheel Protection, Dent Protection, Windshield Protection, and in California Prepaid Maintenance products is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, 1-844-881-4778, except in Florida where the Obligor/Administrator of Premier Tire & Wheel Protection and Dent Protection is Safe-Guard Warranty Corporation, Florida License Number 60126, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, 1-844-881-4778 and in Washington, where the Obligor of the Premier Tire & Wheel Protection, Dent Protection, and Windshield Protection products included in the Bentley Protection Plan program is National Product Care Company, 175 W. Jackson Blvd, Chicago, IL 60604, 1-844-881-4778. Key Protection is provided through either a service contract agreement or a motor club membership agreement. If the Key Protection product is provided through a service contract agreement, the Administrator/Obligor of the Key Protection product is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, except in Florida where the Administrator/Obligor is Safe-Guard Warranty Corporation, Florida License Number 60126, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, 1-844-881-4778. If the Key Protection product is provided through a motor club membership agreement, the Provider of the Key Protection product is SafeRide Motor Club, Inc., 13901 Midway Road, Suite 102-429, Dallas, TX 75244-4388, 1-855-557-3555. The Administrator of Guaranteed Auto Protection (GAP), Lease-End Protection, and Prepaid Maintenance is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, 1-844-881-4778.
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